Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Surgepremier website and any related analysis tools, reports, or content (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

This is a general template draft provided for editing purposes. It does not constitute legal advice and should be reviewed by a qualified professional before publication.

1. Overview of the Service

Surgepremier provides AI-assisted capital analysis tools intended to help small businesses in the United Kingdom review and interpret business and financial information. The Service is informational in nature and is not a substitute for independent financial, legal, accounting, or tax advice.

2. Eligibility

By using the Service, you confirm that you are at least 18 years old, are acting on behalf of a legitimate business or with authority to do so, and have the authority to agree to these Terms on behalf of yourself or the entity you represent.

3. No Financial Advice or Guarantee

Nothing produced through the Service constitutes financial, investment, tax, or legal advice, nor a recommendation, offer, or guarantee of any funding outcome. Any analysis, score, projection, or output provided is generated for informational purposes only and should be independently verified before you rely on it for any decision.

4. Accuracy of Information

You are responsible for the accuracy and completeness of any information you submit to the Service. Surgepremier does not warrant that outputs generated from submitted information will be accurate, complete, current, or suitable for any particular purpose.

5. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

  • Submit false, misleading, or unauthorised information;
  • Attempt to reverse engineer, copy, or resell any part of the Service without permission;
  • Use the Service in a manner that could disrupt, damage, or impair its operation;
  • Use the Service for any unlawful purpose or in violation of applicable regulations.

6. Intellectual Property

All content, design elements, text, graphics, and underlying technology associated with the Service are the property of Surgepremier or its licensors, unless otherwise stated. You may not reproduce, distribute, or create derivative works from this content without prior written consent.

7. Third-Party Links and Services

The Service may reference or link to third-party websites, tools, or data sources. Surgepremier does not control and is not responsible for the content, accuracy, or practices of any third party. Inclusion of such references does not imply endorsement.

8. Limitation of Liability

To the fullest extent permitted by law, Surgepremier shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Service, including but not limited to loss of profits, data, or business opportunity, even if advised of the possibility of such damages.

9. Service Availability

Surgepremier does not guarantee that the Service will be available at all times or free from interruptions, errors, or delays. We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice.

10. Termination

We reserve the right to suspend or terminate your access to the Service, without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Surgepremier, other users, or third parties.

11. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal or operational reasons. Any updated version will be posted on this page. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are intended to be governed by the laws applicable in the jurisdiction in which Surgepremier operates. Specific jurisdictional details should be confirmed and inserted following legal review.

13. Contact

If you have questions about these Terms, please use the contact details provided elsewhere on this website.